Hurricanes and Pre-existing Damage (Was it the Wind or Neglect?) (T4)

Tuesday, January 24, 2023

1:30 PM – 3:15 PM

Location: Grand Sierra D&E

Presenter(s)

Craig Kobel

CEO
Omni Claim Solutions, LLC

Slides
Paul Beers

CEO?Managing Member
GCI Consultants
Matthew Flax, CGC, CPA

President
Flax & Associates LLC
JL

Jonathan Lewerenz, Esq

Counsel
Phelps Dunbar LLP
Corey Harris, JD (he/him/his)

Attorney
Merlin Law Group
Ashley Harris, Esquire (she/her/hers)

Attorney
Merlin Law Group, P.A.

This subject unpacks the constant challenges in 1^st party claims adjustments on high-rise coastal condominiums surrounding the “Pre-existing Damage Exclusion” and/or pre-existing conditions excluded in the policy. In short, most high-rise condominium wind claims over the last several years has some form of pre-existing damage exclusion that has created or can create obstacles and/or impasses in the claim’s adjustment process. This panel aims to dive into the perspectives from both sides on where the distinct differences are between the primary or proximate cause being WIND, the concurrent or contributing damage factor being wind, but some pre-existing conditions were exacerbated by WIND, and instances where the damage is clearly solely due to pre-existing conditions.